No, owners are not required to be Saudi Arabian.

You can first contact the funding entity or add a comment on the Opportunity Details platform to inquire about the reason for delay. If the funding entity does not respond, a complaint can be submitted through Monsha’at's communication channels.

Yes; you can submit a complaint through Monsha’at's communication channels.

It depends on the finding entity policy

The term is determined by the financiers. The  term usually varies according to the type of financing solutions and products provided by the financing institutions and their applicable policies in addition to the ability of the owner of the enterprise to repay.